Direct Interest Checking
Get rewarded for receiving direct deposits.
Choose the right checking Account
Field & Main Bank has designed a tool to help you craft the right fit for you.
What is a Direct Interest Checking Account?
It’s a checking account that pays you for using it. When you choose our Direct Interest Checking Account to receive your direct deposits, we’ll show our thanks with added interest. Whether you receive direct deposit paychecks or other automatic deposits, accelerate your account growth with this interest-bearing account.
What are the benefits of a Direct Interest Checking Account?
- Free first order of standard checks
- No monthly service charge
- ATM refunds up to $10/month
- Earn interest on your balance with direct deposits
- Free debit card, online banking, eStatements, mobile banking, and bill pay
- No minimum balance requirement
- We’ll buy back unused checks and debit cards from your old bank (up to $10)
How do I qualify for a Direct Interest Checking Account?
- Be at least 18 years old
- Provide a $25 initial deposit (cash or check) when opening an account in person
- Online: Fund from an existing account with provided routing and account number
- Provide your Social Security Number and a valid, state-issued ID
- Arrange to receive at least one direct deposit per statement cycle
Open a Direct Interest Checking Account with Field & Main Bank
Setting up your checking account is simple and hassle-free. Send us an email, give us a call at (888) 831-1500 or visit one of our banking centers in Henderson, Lexington, Cynthiana, Kentucky or Evansville, Indiana.
Discover the perfect checking account for you:
Simply Free Checking –Free checking with no strings attached.
50+ Interest Checking – For our customers over the age of 50, earn interest and receive free standard checks.
Premium Interest Checking – Competitive interest with higher rates for higher balances.
Checking Account FAQs
How much money do I have to put in the account to open it?
When you open a new checking account, you’ll have to make an initial deposit of $25.
How long does it take to get a debit card? How much do debit cards cost?
All our checking accounts feature free debit cards. We offer Instant Issue debit cards, which means we can print a debit card for you at any of our banking centers within minutes. Please note that it can take up to 2 business days for our debit cards to activate.
Do you have a free checking account?
Can I deposit a check with my phone or tablet?
Yes, you can. All our checking accounts feature free mobile deposit. You can deposit checks with your phone or tablet using our mobile app.
Do I have to pay for my statements?
No, you do not. We offer e-statements which you can access at any time in online banking. Each month, you’ll receive an email notification letting you know that they are ready. We also offer free paper statements which would be mailed to you monthly. We do suggest e-statements, as they are more secure than paper statements.
How do I set up direct deposit for my account?
We have a simple Direct Deposit form that you can complete and take to your employer. In some cases, your employer may have their own form that they require you to complete. If they require verification of your account number and routing number, we can easily provide that for you as well.
Credit Cards
Field & Main personal credit cards offer fantastic benefits. Find out more about our credit card services.
Savings Accounts
Whether you’re saving for big purchases or emergencies, depositing both your money and confidence in a Field & Main savings account is easy.
