50+ Interest Checking
Interest-bearing checking account complete with free checks and no monthly fee.
Choose the right checking account
Field & Main Bank has designed a tool to help you craft the right fit for you.
What is a 50+ Interest Checking Account?
As a thank-you to our 50+ customers, we offer this interest-bearing checking account, complete with free checks and no monthly fee. Why wait till 65? Get a jumpstart on the perks of a life well-lived today!
What are the benefits of a 50+ Interest Checking Account?
- Free personalized checks
- No monthly service charge
- Competitive interest on your balance
- ATM refunds up to $10/month
- Free debit card, online banking, eStatements and mobile banking with mobile deposit
- Free bill payr balance
How do I qualify for a 50+ Interest Checking Account?
To open a 50+ Interest Checking Account, you’ll need to be at least 50 years of age. You’ll also need to provide:
- A $25 initial deposit in the form of cash or check when opening an account in person
- Online only we will provide routing and account number to fund from an existing account
- Your Social Security Number
- A valid, state-issued ID
Open a 50+ Interest Checking Account with Field & Main Bank
Setting up your new checking account is simple and hassle-free. Send us an email, give us a call at 1(888) 831-1500 or visit one of our banking centers in Henderson, Lexington, Cynthiana, Kentucky or Evansville, Indiana.
Discover the Perfect Checking Account for You.
Simply Free Checking –Free checking with no strings attached.
Direct Interest Checking – Earn interest on your direct deposits
Premium Interest Checking – Competitive interest with higher rates for higher balances.
Checking Account FAQs
How much money do I have to put in the account to open it?
When you open a new checking account, you’ll have to make an initial deposit of $25.
How long does it take to get a debit card? How much do debit cards cost?
All our checking accounts feature free debit cards. We offer Instant Issue debit cards, which means we can print a debit card for you at any of our banking centers within minutes. It can take up to 2 business days for our debit cards to activate.
Do you have a free checking account?
Yes! In fact, we have several free accounts. You can give us a call at (888) 831-1500 or email us at service@fieldandmain.com. We’ll ask you a few simple questions to see which one best suits your needs!
Can I deposit a check with my phone or tablet?
Yes, you can. All our checking accounts feature free mobile deposit. You can deposit checks with your phone or tablet using our mobile app.
Do I have to pay for my statements?
No, you do not. We offer e-statements which you can access at any time in online banking. Each month, you’ll receive an email notification letting you know that they are ready. We also offer free paper statements which would be mailed to you monthly. We do suggest e-statements, as they are more secure than paper statements.
How do I set up direct deposit for my account?
We have a simple Direct Deposit form that you can complete and take to your employer. In some cases, your employer may have their own form that they require you to complete. If they require verification of your account number and routing number, we can easily provide that for you as well.
Credit Cards
Field & Main personal credit cards offer fantastic benefits. Find out more about our credit card services.
Savings Accounts
Whether you’re saving for big purchases or emergencies, depositing both your money and confidence in a Field & Main savings account is easy.
