The Mortgage Application Process
It’s no secret that the home buying process can be confusing but understanding how to obtain a mortgage doesn’t have to be a mystery. With a little preparation, you can feel confident as you navigate through the application process. Process of Applying for a Mortgage The first step is to meet with a mortgage lender. […]
Field & Main Bank, HCHS Partner to Help Students Understand Basic Finances
Local students are getting a free education on how to manage their money. Field & Main Bank is working with Banzai, a national award-winning financial literacy program, to make the curriculum available to Henderson County High School students completely free. “Banzai is a web-based financial literacy program. Kids get their own accounts, and they work […]
Riding It Out: Strategies to help survive the ups and downs of the market
While visiting an amusement park this summer may not be possible for everyone, the stock market has provided a number of exhilarating rides to make up for it. Following are some tips for holding on. Keep a big-picture perspective. While past performance doesn’t guarantee future results, history may provide some comfort during turbulent market times. […]
IRA 101: Know the Facts
Individual retirement accounts (IRAs) are one of the most common assets people rely on to save and invest for retirement. In fact, more than a third of households in America own an IRA. If you’re thinking of opening an IRA for the first time, it’s a good idea to review the rules. Even if you […]
What Is a Fiduciary Financial Advisor and Why Do You Need One?
Selecting a financial advisor is an important decision. You want to look for a person who has the experience and expertise to assist you in developing and executing a plan to help reach your financial goals. Your advisor should assist in making the complicated, understandable. They should help you navigate through the ever-changing rules, regulations […]
Construction Loans: Everything You Need to Know
Building the home of your dreams isn’t easy. You work hard, save your money and explore your area until you’ve found the perfect neighborhood. You figure out where you want your home to be and what you want it to look like inside and out. But how do you actually go about building your dream […]
Financial Tips for First Time Homebuyers
If you’re hoping to move into your first home within the next six to twelve months, now is a great time to start getting your finances in order. If you’re reading this, you’re probably looking for some help with figuring out where to start the process. Perfect. We know which questions you’re asking, and we’re […]