How To Create A Budget
The best budgets can serve as powerful tools for enhancing financial health by providing clarity, control, and direction over spending and saving habits. Getting started can be intimidating, especially if you have a complicated financial picture with lots of debt, irregular income, or little wiggle room between income and spending each month. However, with the […]
Simple Ways to Save More Money This Year
For many people, saving more money is a top financial resolution. Whether you’re just starting out on your savings journey or you want to save more money this year, these tips can help you get started or build on your progress. From choosing the right savings account to reducing spending, keep reading for our best […]
Financing vs. Leasing A Car
Selecting a new or new-to-you car can be an exciting time. A little less exciting is deciding how to pay for your vehicle purchase. Unless you have the cash to pay outright, you will likely have to choose between financing or leasing your car. Both financing and leasing get you the vehicle you want from […]
Mortgage Application Checklist: Get Ready To Apply For A Home Loan
Buying your first home is an exciting milestone. It’s a big step that can seem scary, but we are here to guide you through the mortgage application process. This mortgage application checklist will help you understand the steps in the process, what will be expected of you, and how to get ready to apply for […]
Seven Scams to be Aware of During this Holiday Season
The holidays are a time for visiting with friends and family, being thankful for all we have, and unfortunately a time where buyers tend to be the most vunerable. Thanks to our friends at the Kentucky Bankers Assocation for compiling a list of the top seven scams you need to be aware of this holiday […]
Medicare Open Enrollment Period
Every year, the federal Medicare program gives those enrolled in Part A and Part B the opportunity to review, update, or change their current insurance coverage. The date range to take action this year is from October 15th to December 7th, 2021. Any updates or changes you make to your plan during this time frame […]
Money Management
One of the most important things to understand about having a healthy financial situation is to be proactive about it. Taking the time to manage and understand your money is essential when developing your personal financial best practices. If you truly want to manage your money and master your spending in the most effective way […]
Use Your Home’s Equity for an Energy Efficient Fall
As the dropping temperatures of autumn pave the way for the chilling winter air to come, now is an ideal time to boost the energy-efficiency of your home. No matter how cost-effective your home improvements may prove to be in the long run, you should avoid making any residential adjustments you cannot afford. If you […]
The Mortgage Application Process
It’s no secret that the home buying process can be confusing but understanding how to obtain a mortgage doesn’t have to be a mystery. With a little preparation, you can feel confident as you navigate through the application process. Process of Applying for a Mortgage The first step is to meet with a mortgage lender. […]
Field & Main Bank, HCHS Partner to Help Students Understand Basic Finances
Local students are getting a free education on how to manage their money. Field & Main Bank is working with Banzai, a national award-winning financial literacy program, to make the curriculum available to Henderson County High School students completely free. “Banzai is a web-based financial literacy program. Kids get their own accounts, and they work […]
